Mofi

Your money, measured.

Mofi keeps every account, currency, and transaction in one place, then turns them into analytics you can actually read. Track cash, cards, savings, loans, crypto, and brokerage accounts side by side, each holding as many currencies as you need.

Everything stays on device by default. Local storage is the source of truth, with optional iCloud sync when you want your data on more than one device.

iOS
iPadOS
In development

Mofi transactions screen showing income, expense, and net totals over a grouped list of transactions — Every transaction, grouped by day

Mofi analytics screen with a category spending donut chart and breakdown — Spending you can read at a glance

Mofi accounts screen with a net worth chart and account balances across currencies — Net worth across every account

What it does

Accounts and balances

Hierarchical accounts across cash, checking, savings, credit, loans, crypto, and brokerage, each holding any number of currency buckets.

Transactions that fit reality

Expenses, income, transfers, and first-class refunds, with categories, tags, payees, notes, and shared ledgers.

Analytics worth opening

Category and payee breakdowns, net worth over time, budgets, savings rate, run-rate projections, and a 30-day spending heatmap.

Built for many currencies

Live and saved exchange rates for fiat and crypto, so your analytics survive volatile assets and rate changes.

Shared ledgers

Split bills among friends and settle up with minimum-transfer suggestions, all tracked per ledger.

Private by design

Your wallet lives on your device. iCloud sync is opt-in, and there is no account to sign up for.